/* Credit Upside — shared marketing site styles */
:root{
  --bg:#0b0f14; --bg2:#111823; --panel:#141c28; --panel2:#1a2432;
  --line:#233043; --line2:#2e3d52;
  --txt:#e8eef6; --muted:#8b9ab0; --dim:#64748b;
  --accent:#3ddc97; --accent2:#2bb77c;
  --warn:#f5a524; --bad:#f0616d; --info:#5aa9f7; --violet:#a78bfa;
  color-scheme: dark;
}
*{box-sizing:border-box;margin:0;padding:0}
body{
  background:radial-gradient(1100px 640px at 12% -8%,#16233a 0%,transparent 55%),
             radial-gradient(900px 560px at 100% 2%,#12281f 0%,transparent 50%),var(--bg);
  color:var(--txt);
  font:16px/1.6 ui-sans-serif,-apple-system,"Segoe UI",Inter,system-ui,sans-serif;
  -webkit-font-smoothing:antialiased;
  min-height:100vh;display:flex;flex-direction:column;
}
a{color:inherit;text-decoration:none}
p a,li a{color:var(--info);text-decoration:underline;text-underline-offset:3px}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px;width:100%}
.narrow{max-width:760px}
.mono{font-variant-numeric:tabular-nums}
main{flex:1}

/* ── nav ─────────────────────────────────────────────────────────────── */
nav{position:sticky;top:0;z-index:50;background:rgba(11,15,20,.72);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:20px}
.brand{display:flex;align-items:center;gap:11px;font-weight:750;letter-spacing:-.3px;white-space:nowrap}
.brand .mk{width:30px;height:30px;border-radius:9px;background:linear-gradient(140deg,var(--accent),#1e9c8f);display:grid;place-items:center;color:#06231a;font-size:16px;font-weight:800}
.navlinks{display:flex;gap:4px;align-items:center;margin-left:auto}
.navlinks a{padding:8px 13px;border-radius:9px;font-size:14.5px;color:var(--muted);font-weight:550}
.navlinks a:hover{color:var(--txt);background:var(--panel)}
.navlinks a.on{color:var(--txt)}
.navtoggle{display:none;background:none;border:1px solid var(--line2);color:var(--txt);border-radius:9px;padding:7px 11px;font-size:17px;cursor:pointer}

.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:11px;font-weight:650;font-size:14.5px;border:1px solid var(--line2);background:var(--panel2);cursor:pointer;transition:.15s;white-space:nowrap}
.btn:hover{border-color:#41556f;background:#1f2b3c}
.btn.pri{background:linear-gradient(180deg,var(--accent),var(--accent2));color:#052a1d;border-color:transparent}
.btn.pri:hover{filter:brightness(1.08)}
.btn.lg{padding:15px 30px;font-size:16px;border-radius:13px}
.btn.sm{padding:8px 14px;font-size:13.5px;border-radius:9px}

/* ── type ────────────────────────────────────────────────────────────── */
h1{font-size:clamp(34px,5.2vw,58px);line-height:1.05;letter-spacing:-2px;font-weight:800}
h1 em{font-style:normal;background:linear-gradient(100deg,var(--accent),#5aa9f7);-webkit-background-clip:text;background-clip:text;color:transparent}
h2{font-size:clamp(25px,3.3vw,35px);letter-spacing:-1px;font-weight:750;line-height:1.15}
h3{font-size:19px;font-weight:700;letter-spacing:-.3px}
.lede{color:var(--muted);font-size:17px;max-width:64ch;margin-top:14px}
.eyebrow{color:var(--accent);font-size:12.5px;font-weight:750;letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px}
.pagehead{padding:64px 0 30px;border-bottom:1px solid var(--line)}
section{padding:56px 0}
.prose p{color:var(--muted);margin-top:16px;max-width:70ch}
.prose h3{margin-top:34px}
.prose ul{margin:16px 0 0 20px;color:var(--muted);max-width:70ch}
.prose li{margin-top:9px}
.prose strong{color:var(--txt);font-weight:650}

/* ── components ──────────────────────────────────────────────────────── */
.card{background:linear-gradient(180deg,var(--panel),var(--bg2));border:1px solid var(--line);border-radius:16px;padding:26px}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:18px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.ic{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;font-size:18px;margin-bottom:16px;background:rgba(90,169,247,.12);color:var(--info)}
.ic.g{background:rgba(61,220,151,.12);color:var(--accent)}
.ic.y{background:rgba(245,165,36,.12);color:var(--warn)}
.ic.v{background:rgba(167,139,250,.12);color:var(--violet)}
.card p{color:var(--muted);font-size:14.5px;margin-top:9px}
.eg{margin-top:16px;padding:13px 15px;border-radius:11px;background:var(--bg);border:1px solid var(--line);font-size:13px;color:var(--txt)}
.eg b{color:var(--accent)}

.pill{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:100px;border:1px solid rgba(61,220,151,.3);background:rgba(61,220,151,.08);color:var(--accent);font-size:12.5px;font-weight:650}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.fine{color:var(--dim);font-size:13px;margin-top:16px}

.strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:16px;overflow:hidden}
.strip div{background:var(--bg2);padding:24px 20px;text-align:center}
.strip b{display:block;font-size:29px;font-weight:750;letter-spacing:-1.2px}
.strip span{display:block;color:var(--muted);font-size:12.5px;margin-top:5px}

.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.step{position:relative;padding-top:52px}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:36px;height:36px;border-radius:11px;background:var(--panel2);border:1px solid var(--line2);display:grid;place-items:center;font-weight:750;color:var(--accent)}
.step p{color:var(--muted);font-size:14.5px;margin-top:7px}

/* q&a */
details{border-bottom:1px solid var(--line);padding:20px 0}
details summary{cursor:pointer;font-weight:650;font-size:16.5px;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:flex-start}
details summary::-webkit-details-marker{display:none}
details summary:after{content:"+";color:var(--accent);font-size:22px;line-height:1;flex:none}
details[open] summary:after{content:"–"}
details p{color:var(--muted);margin-top:12px;font-size:15px;max-width:72ch}

/* callouts */
.note{border:1px solid var(--line2);border-radius:14px;padding:20px 22px;display:flex;gap:14px;align-items:flex-start;margin-top:24px}
.note .b{flex:none;font-size:17px}
.note p{margin:0;color:var(--muted);font-size:14.5px}
.note.v{border-color:rgba(167,139,250,.35);background:rgba(167,139,250,.06)}
.note.v .b{color:var(--violet)}
.note.g{border-color:rgba(61,220,151,.3);background:rgba(61,220,151,.05)}
.note.g .b{color:var(--accent)}
.note.y{border-color:rgba(245,165,36,.3);background:rgba(245,165,36,.05)}
.note.y .b{color:var(--warn)}

/* footer */
footer{border-top:1px solid var(--line);padding:40px 0 56px;color:var(--dim);font-size:13.5px;margin-top:40px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}
footer h4{color:var(--txt);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px}
footer a{display:block;padding:4px 0;color:var(--muted)}
footer a:hover{color:var(--txt)}
.disc{max-width:64ch;margin-top:14px;line-height:1.65}
.legal{margin-top:32px;padding-top:24px;border-top:1px solid var(--line);line-height:1.7}

@media(max-width:820px){
  .navlinks{display:none;position:absolute;top:64px;left:0;right:0;background:var(--bg2);border-bottom:1px solid var(--line);flex-direction:column;padding:10px;gap:2px}
  .navlinks.open{display:flex}
  .navlinks a{padding:11px 14px}
  .navtoggle{display:block;order:3}
  footer .cols{grid-template-columns:1fr}
  section{padding:44px 0}
}